Wednesday, 24 March 2010

How to Get Affordable Automobile Insurance in Georgia


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In the state of Georgia there are many wonderful cities and towns in which to live. Most people think of Atlanta when they are ready to make a move to this southern state. There is no denying that Atlanta is indeed a fantastic place to live but it's also generally more expensive when it comes to automobile insurance rates. For someone looking for affordable insurance they may want to live outside the confines of this big city, since the rates in Atlanta are more expensive than anywhere else in the state.

There are other ways to save on automobile insurance in Georgia that don't involve moving. One easy way to lower your policy premiums is by having a car security system installed. These typically consist of an alarm that you arm when you leave the car. If someone tampers with the vehicle while you're away they'll be scared off by the sound. Insurance companies often reward drivers with a premium discount if they have one installed. Be prepared to show proof of installation by way of a sales receipt or service invoice.

If you've got a young driver in the home you are probably paying quite high premiums. A good way to lower the cost and make your insurance more affordable is to enroll them in a driver's training class. These classes are often offered by the local auto club and consist of time in the classroom as well as in the car. The student driver will receive a certificate once the course is complete and if that is presented to the insurance company, rates will likely drop which both the parent and the new driver will appreciate. Maintaining a spot on the honor list can also help the young driver qualify for a good student discount, which means lower premiums.

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